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Insurance

 Full details can be supplied on request.

Cover is subject to a £250 excess

The following events are covered under the all risks policy: 

Escape of water, explosion, fire, flood, impact, malicious damage, subsidence. 

Theft cover is subject to forceable and violent entry. 

NFU Mutual will not be liable for damage to or for theft or attempted theft of the following: 

deeds, bonds, bills of exchange, promissory notes, bank or treasury notes, money, securities for money, documents of title to property, precious or semi precious metals or stones, non ferrous metals, jewellery, watches, furs, bullion, tobacco goods, wines, spirits, perfumery, audio and television equipment, photographic equipment and accessories, computers and ancillary equipment, tapes, CDs and DVDs, explosives or dangerous goods. 

Small print relating to insurance in contract. 
21 We insure the goods as per this insurance schedule. 
21.1.1. You warrant to us that the declared value of goods will not be for a sum which is lower than the replacement value of the Goods stored in the Unit from time to time. 
21.2. We exclude all liability in respect of loss or damage relating to Your business, if any, including consequential loss, lost profits or business interruption, including as a result of negligence by us, our agents and/or employees. You warrant that: You have written the true total value of all the Goods the aggregate value of the Goods stored in the Unit from time to time will not exceed that value; and this warranty is repeated by You to us at each Due Date.